Travel Insurance
WHAT TO DO IN THE EVENT OF A MEDICAL EMERGENCY
SWAN INTERNATIONAL ASSISTANCE must be contacted immediately, and within 48 hours, in the event of an Insured dying, incurring medical expenses, being involved in an accident or being admitted to hospital. If the Insured is not in a position to contact the Assistance company, notification given by a close person, the police, the hospital, the fire brigade, or any person having intervened upon the occurrence of the damage will be considered of the same worth as a call from the Insured him/herself. The Company will not be liable for any costs without the express prior approval of SWAN INTERNATIONAL ASSISTANCE.
SWAN INTERNATIONAL ASSISTANCE will provide a complete medical assistance service to the Insured, operating 24 hours a day/365 days a year.
SWAN INTERNATIONAL ASSISTANCE provides effective medical assistance for the Insured anywhere in the world and can be accessed by telephone or fax:
Tel.: +9619211662 +33970732247
Fax: +9619224010
E-mail: request@swanassistance.com
TRAVEL INSURANCE
Policy Type
A single return trip, as defined in the Period of Insurance, beginning and ending in the Country of Residence.
For Cancellation only:
Insurance is effective from the Date of Issue of the Insurance Certificate and terminates on commencement of the trip.
Covered reasons for Cancellation:
The Assistance Company shall indemnify the Insured Person in respect of all irrecoverable deposits, advance payments and other charges paid or due to be paid for travel and/or accommodation up to the limit stated in the schedule of benefits, in the event of the Insured Person’s Covered Trip being necessarily cancelled due to:
I) The death, accidental bodily injury or illness of the Insured Person or the death, accidental bodily injury or illness of the Insured Person’s immediate family member;
II) The Insured Person being:
a) Quarantined or called for witness or jury service;
b) Called for emergency duty as a member of the armed forces, the defense of civil administration, the police force or the fire, rescue, public utility or medical services;
c) Required to be present at his home or place of business in the usual country of residence following burglary or major damage within 7 days prior to the commencement of the Insured’s journey or holiday;
III) The cancellation of scheduled or chartered transport services (including connecting publicly licensed transportation) caused by accident, strike, industrial action, fire, flood, earthquake, landslide, avalanche, adverse weather conditions or mechanical breakdown, provided that the event giving rise to such cancellation occurs, or is only announced, after the Covered Trip is booked or this Insurance is effected, whichever the later.
SCHEDULE OF BENEFITS FOR GOING BASIC PLAN
- Emergency Medical expenses or hospitalization incurred abroad: Up to $ 65,000 per person & per period of cover
- Emergency Medical Evacuation & Repatriation in case of serious illness or accident: real cost
- Repatriation of Mortal Remains: real cost
- Trip Cancellation (up to 70 years): Up to $ 2,000
- Trip Curtailment (up to 70 years): Up to $ 300
- Emergency Dental Care expenses: Up to $ 300 per person & per period of cover
- Loss of checked baggage: Up to $ 800 per person /per claim
- Delay of checked baggage: Up to $ 100 per person / per claim
- Flight cancellation: Up to $ 150
- Catastrophe: Up to $ 500
- Legal Expenses: Up to $ 2,500
- Sea and Mountain search & rescue: $ 15,000
- Personal Liability: $ 10,000
- Terrorism (up to 62 days only) (up to 70 years): $ 1,000
(In addition to many other benefits)
SCHEDULE OF BENEFITS FOR GOING ADVANCED PLAN
- Emergency Medical expenses or hospitalization incurred abroad: Up to $ 100,000 per person & per period of cover
- Emergency Medical Evacuation & Repatriation in case of serious illness or accident: real cost - Repatriation of Mortal Remains: real cost
- Emergency Dental Care expenses: Up to $ 600 per person & per period of cover
- Loss of checked baggage: Up to $ 1,000 per person /per claim
- Delay of checked baggage: Up to $ 300 per person/per claim
- Flight cancellation: Up to $ 200
- Catastrophe: Up to $ 750
- Legal Expenses: Up to $ 3,000
- Sea and Mountain search & rescue: Up to $ 20,000
- Personal Liability: Up to $ 20,000
- Trip cancellation (up to 70 years): Up to $ 5,000
- Trip curtailment (up to 70 years): Up to $ 500
- Loss of Passport: Up to $ 200
- Terrorism (up to 62 days only) (up to 70 years): Up to $ 2,500
- Winter Sports: Up to $ 5,000
- Personal Accident (Death due to accident – Common Carrier): Up to $ 10,000
(In addition to many other benefits)
SCHEDULE OF BENEFITS FOR GOING PREMIUM PLAN
- Emergency Medical expenses or hospitalization incurred abroad: Up to $ 200,000 per person & per period of cover
- Emergency Medical Evacuation & Repatriation in case of serious illness or accident: real cost
- Repatriation of Mortal Remains: real cost
- Emergency Dental Care expenses: Up to $ 750 per person & per period of cover
- Loss of checked baggage: Up to $ 1,200 per person /per claim
- Delay of checked baggage: Up to $ 500 per person/per claim
- Flight cancellation: Up to $ 200
- Catastrophe: Up to $ 1,000
- Trip Cancellation (up to 70 years): Up to $ 5,000
- Trip Curtailment (up to 70 years): Up to $ 1,000
- Legal Expenses: Up to $ 5,000
- Sea and Mountain search & rescue: Up to $ 25,000
- Personal Liability: Up to $ 25,000
- Loss of Passport: Up to $ 300
- Terrorism (up to 62 days only): Up to $ 5,000
- Winter Sports: Up to $ 10,000
- Personal Accident (Death due to accident – Common Carrier): Up to $ 25,000
(In addition to many other benefits)
OPTIONAL BENEFIT (The tariffs are applied according to each plan)
- Sports activities Extension
NB: Excess for insured persons aged:
- Up to 70 years is $ 100 per claim/ per case
- Between 71 years and 75 years is $ 250 per claim/ per case